---
title: "Server paycheck estimator"
url: https://www.tipmaxapp.com/tools/server-paycheck-estimator
language: en
publisher: TipMax (Entermaurs Incorporated)
date_published: 2026-09-23
---

# Server paycheck estimator

See what’s left of a tipped paycheck after Social Security and Medicare on your reported tips, and why it can be $0.

## How it works

Inputs: state, hours, cash wage, cash tips reported, card tips on the check, and optional income tax withheld. Method: Social Security and Medicare at the employee rate of 7.65% on wages and reported tips; pay covers taxes in the order in IRS Publication 531; weekly make-up pay under the federal rule. Output: the check, and any tax still owed that your employer can take later.

The tool runs in your browser. Nothing you type is sent to TipMax. Open it: https://www.tipmaxapp.com/tools/server-paycheck-estimator

---

TipMax Answers explains public government guidance on pay and workplace rules in plain English for tipped workers. It is **not legal, tax, or accounting advice**. Rules change and local rules can add to them. Confirm with the agency linked on this page or a qualified professional. TipMax the app helps you track tips and pay; it doesn’t enforce wage law or decide disputes.